We all have our valued possessions, along with many more we take for granted. While some are irreplaceable, there are a surprising number we would need to replace, should the worst happen. From kitchen appliances to the kitchen sink and the house itself, it all adds up.
What if a major catastrophe – like fire, lightning, storm or flood damage or falling trees – hit your home? How would you afford to replace the clothes, furniture, books and other items lost in a fire? What would be the real cost of rebuilding or repairing your home to the quality and size it is now?
And what of those essentials of daily life we take out and about – music players, mobile phones, digital cameras and sunglasses? Small, portable, easy to lose, and appealing to thieves. Costly to replace and frustrating to do without.
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Home Cover is our building, contents and valuables insurance solution that can protect any or all of these scenarios.
Home Cover provides peace of mind that, if, through specific events, your property is damaged, destroyed or stolen, it can be repaired or replaced. And it will usually be on a “new-for-old” basis, regardless of the item’s age.
Home Cover Core Defined Events:
Download the Home Cover product disclosure statement and Key Fact Sheet
Home Cover Prestige
Less dramatic incidents take their toll as well. It’s amazing how much damage children can unwittingly do with balls, paint and other “playthings”.
Home Cover Prestige provides cover in addition to the specific events listed above, as it also protects you against power surge, malicious damage and accidental loss or damage to home and contents at the insured address. Plus it provides extended cover for your contents when temporarily removed anywhere in Australia and New Zealand, or for up to 90 days when overseas.
Download the Home Cover Prestige product disclosure statement and Key Fact Sheet
|Home Cover and Home Cover Prestige Comparison Summary|
A range of ways to save
There are various ways to enjoy discounts on your premium.
Easy to arrange, simple to claim
The convenience of having Home Insurance under the same roof as your financial services isn’t the only way we make life easier. From making your application to making a claim, we ensure things are as straightforward as possible.
Flexible payment options include fortnightly, monthly or annual direct debit or credit card payments (excluding Diners Club).
If you do need to make a claim, we won’t make you wade through paperwork. QBE have a 24-hour emergency claims number, and in most cases, you need just provide details over the phone.