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All in One

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The All in One Home Loan offers you complete flexibility with a full range of features and a highly competitive variable interest rate.

  • 100% Interest Offset facility
  • No annual fee on Visa Credit Card
  • 20 FREE monthly transactions
  • Only available for new home loans and refinances from competitors

From
4.61% pa Owner Occupied
Interest rate

   
4.67% pa  
 
Comparison rate2

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All displayed interest rates for Owner Occupied loans only. Investment rates available by clicking here




All in One Home Loan - Owner Occupied
Interest Rates
Variable Interest Rate4.61% pa
Comparison Rate4.67% pa
Fees
Annual Fee$0 
Monthly Fee$0 
Legal FeesAt cost
Valuation FeesAt cost
Features
Redraw FacilityUnlimited Free Redraw 
Offset AccountYes, 100% 
Additional Repayments AcceptedYes 
Loan Repayment Insurance AvailableYes
Additional Repayments Fee$0 
Loan periodUp to 30 years
RepaymentsMonthly Fortnightly Weekly
Top up facility availableMin $10,000
Monthly account keeping/service feesNo
Auto repayments salary/accountYes
FREE monthly transactions20
Annual fee on Visa Credit CardNo
Access to Premium Rate for personal loansYes 
Switching fee to Fixed RateNo
Bonus rate on Term DepositsYes
Repayment HolidayYes
Variable and lump sum repaymentsYes
Discount on General InsuranceYes


Eligibility criteria, terms and conditions, fees and charges apply. 

1. Only available for Owner Occupied loans. Minimum home loan amount $30,000.
2. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.