All in One


The All in One Home Loan offers you complete flexibility with a full range of features and a highly competitive variable interest rate.

  • NO monthly account keeping fees
  • FLEXIBLE repayment options at no extra cost
  • Unlimited redraw facility available for variable interest rates
  • 100% interest offset facility available
  • NO annual fee on VISA Credit Card
  • NO LMI on LVR up to 85% for first home buyers

4.41% pa1 Owner Occupied
Variable rate

4.47% pa2  
Comparison rate

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All displayed interest rates for Owner Occupied loans only. Investment rates available by clicking here

All in One Home Loan - Owner Occupied
Interest Rates
Variable Interest Rate4.41% pa
Comparison Rate4.47% pa
Establishment Fee$953 
Annual Fee$0 
Monthly Fee$0 
Legal FeesAt cost
Valuation FeesAt cost
Redraw FacilityUnlimited Free Redraw 
Offset AccountYes, 100% 
Additional Repayments AcceptedYes 
Additional Repayments Fee$0 
Loan periodUp to 30 years
RepaymentsMonthly Fortnightly Weekly
Top up facility availableMin $10,000
Monthly account keeping/service feesNo
Auto repayments salary/accountYes
FREE monthly transactions20
Annual fee on Visa Credit CardNo
Access to Premium Rate for personal loansYes 
Switching fee to Fixed RateNo
Bonus rate on Term DepositsYes
Repayment HolidayYes
Variable and lump sum repaymentsYes
Discount on General InsuranceYes
Establishment fee953

Credit eligibility criteria, terms and conditions, fees and charges apply. 

1. These rates are for secured loans only. Available for new home loan, refinances from competitors, top-ups and internal product switches. Minimum amount on new home loan is $30,000.
2. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.