Fixed Rate


Enjoy the certainty of knowing your repayments do not change for a set period of time, whether you are buying a new home, refinancing, top-up or internal product switch. And as there is no monthly fees, you could have more room in your budget to save.

  • NO LMI on LVR up to 85% for first home buyers
  • NO monthly account keeping or service fees
  • FLEXIBLE repayment options at no extra cost (Conditions apply)
  • Option to split your loan between fixed and variable
  • Fixed rate terms are available for 1,2,3 and 5 years
  • Available for Owner Occupied or Investment

1.99% pa1 Owner Occupied
Fixed Rate

3.93% pa2  
Comparison rate

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All displayed interest rates for Owner Occupied loans only. Investment rates available by clicking here

Fixed Rate Home Loans
Interest Rates
Fixed Interest Rate - From1.99% pa
Comparison Rate3.93% pa
Minimum Amount$30,000 
Maximum Amount$1000000 
Establishment CostYes, refer to Fees and Charges Brochure for applicable fee
Maximum Amount90% of the property value
Split OptionYes
Interest chargesCalculated daily, charged monthly
Addition Repayments AcceptedMax $10,000 per year
Early Repayment FeeYes, If paid out before expiry
Redraw FacilityNo 
Auto repayments salary/accountYes

Credit eligibility criteria, terms and conditions, fees and charges apply.

1. Interest shown applies to a 2 year fixed P&I rate. These rates are for secured loans only. Available for new home loans, refinances from competitors, top-ups and internal product switches. Minimum amount on new home loans is $30,000. 

2. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.