Fixed Rate



Enjoy the certainty of knowing what your repayments are for a fixed period.  The Fixed Rate Home Loan is available for 1, 2, 3 and 5 years.

  • No monthly account keeping or service fees
  • Borrow from as little as $30,000
  • Make up to $10,000 in extra repayments without penalty
  • The option to split your loan between fixed and variable
  • Only available for new home loans and refinances from competitors

3.13% pa Owner Occupied
Fixed Rate

4.29% pa  
Comparison rate1

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All displayed interest rates for Owner Occupied loans only. Investment rates available by clicking here

Fixed Rate Home Loans
Interest Rates
Fixed Interest Rate - From3.13% pa
Comparison Rate4.29% pa
Minimum Amount$30,000 
Establishment CostYes, refer to Fees and Charges Brochure for applicable fee
Maximum Amount90% of the property value
Split OptionYes
Interest chargesCalculated daily, charged monthly
Early Repayment FeeYes, If paid out before expiry
Redraw FacilityNo 
Loan Repayment Insurance AvailableYes
Auto repayments salary/accountYes

Eligibility criteria, terms & conditions, fees & charges apply.

1. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years. These rates are for secured loans only.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.