Tide You Over



This mortgage account works like an overdraft where you allocate your income to reduce the outstanding balance.

  • Only pay interest on the portion of the overdraft used
  • No monthly account keeping or service fees
  • Only available for new home loans and refinances from competitors

4.83% pa Owner Occupied
Interest rate

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All displayed interest rates for Owner Occupied loans only. Investment rates available by clicking here

Tide You Over Home Equity Loan - Owner Occupied
Interest Rates
Variable Interest Rate4.83% pa
Minimum Amount$30,000 
Maximum Amount80% of the property value
Loan periodContinuing credit
Split OptionYes
Interest chargesCalculated daily, charged monthly
Legal FeesAt cost
Valuation FeesAt cost
Variable and lump sum repaymentsYes
Additional Repayments AcceptedYes 
Monthly account keeping/service feesNo
Top up facility availableMin $10,000
Auto repayments salary/accountYes
Annual fee on Visa Credit CardYes
Loan Repayment Insurance AvailableYes
Access to Premium Rate on personal loansYes
Switching fee to Fixed RateYes
Bonus rate on Term DepositsYes
Discount on General InsuranceYes
Interest Only optionYes

Eligibility criteria, terms and conditions, fees and charges apply.