Visa Credit Card


Our award-winning Low Rate Visa Credit Card offers up to 55 days interest free on purchases and a low ongoing interest rate. In addition, we are offering a low introductory rate for purchases and balance transfers for the first 6 months plus an annual fee waived in the first year, saving you $60.

8.74% pa2 Introductory rate

  • Standard variable rate of 10.74% p.a after the first 6 months
  • Up to 55 days interest free on purchases
  • Annual fee waived for the first year1
  • Link your card to Apple Pay, Google Pay and Samsung Pay
  • Mozo Experts Choice Low Rate Credit Card 2015, 2016, 2017, 2018 & 2020

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Visa Credit Card
Card Features
Purchase Interest Rate10.74% p.a.
Promotional Interest Rate8.74% p.a for the first 6 months 
Annual Fee$60.00 p.a. Waived for the first 12 months
Interest Free Days55 
Reduced introductory rate for the first 6 monthsYes
Additional Card FeeNo
Interest chargesCalculated daily, charged monthly
Worldwide acceptanceYes 
Cash advance facilitiesYes 

Eligibility criteria, terms and conditions, fees and charges apply.
1. After the first year has expired, an annual fee of $60 will be applied each year.
2This offer can be withdrawn at any time without notice. Low introductory rate of 8.74% p.a. is for purchases and balance transfers for the first 6 months. After the 6 months, the rate reverts to our standard credit card rate which is currently 10.74% p.a.