Standard Term Deposits



Our term deposit accounts are a great way to earn interest on money that you do not need to access on a daily basis. We offer term deposit accounts of 3 to 36 months duration to fit in with your investment requirements.

  • Terms from 3 months
  • Interest rate is fixed for the term of the deposit

up to
0.50% pa1 interest rate

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Term Deposits
Minimum Deposit$1000 
Monthly Payments AvailableYes 
Interest IncomeCalculated daily, paid annually and at maturity

Eligibility criteria, terms and conditions, fees and charges may apply. Interest rates are subject to change without notice.
1. Interest shown applies to 24 and 36-month term deposits that are between $1,000 - $300,000

For deposits over $300,000, rates are by negotiation and subject to acceptance. All deposits are accepted at the Bank's discretion. Please contact us at 13 24 40 to discuss details. For standard terms that are less than or equal to 12 months, interest is paid at maturity; for terms over 12 months, interest is paid annually and at maturity. For monthly terms, interest is paid every month and at maturity with a reduction of 0.15% from the standard interest rate for terms 3-5 months and 0.20% from the standard interest rate for terms over 5 months. Generally, Members are not entitled to withdraw funds until the term matures. We may, in our absolute discretion and consideration of their reason, allow the Member to withdraw funds before the end of the term. If the deposit or any part of it is withdrawn early, an interest rate adjustment will normally apply. Any calculation made by you using the rate calculator above is intended as a guide only.

Information above has been prepared without taking into account of your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs. You should obtain and consider the Product Disclosure statement here.