First Home Buyer 2 Year Fixed Rate Special


Enjoy the certainty of knowing your repayments do not change for a set period. With the low interest rate plus no monthly fees, you could have more room in your budget to save and pay off your mortgage sooner.1

  • Only available for eligible first home buyers
  • NO LMI on LVR up to 85% for first home buyers
  • NO monthly account keeping fees
  • FLEXIBLE repayment options at no extra cost (Conditions apply)
  • Available for Owner Occupied only

1.99% pa2 Owner Occupied
2 Year Fixed Rate

3.88% pa3  
Comparison rate

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All displayed interest rates for Owner Occupied loans only. Investment rates available by clicking here

First Home Buyer 2 Year Fixed Rate Special
Interest Rates
Variable Interest Rate4.25% pa
Fixed Interest Rate1.99% pa
Fixed Rate Term in Years2 
Comparison Rate3.88% pa
Establishment Fee$1253 
Annual Fee$0 
Monthly Fee$0 
Redraw FacilityNo 
Additional Repayments AcceptedYes 
Additional Repayments Fee$0 
Loan periodUp to 30 years
Interest chargesCalculated daily, charged monthly
Monthly account keeping/service feesNo
Auto repayments salary/accountYes
Loan set up costs (Valuation Solicitor)At Cost
Establishment fee1253
Addition Repayments AcceptedLimited to $10,000 in any one year without penalty
Early Repayment FeeYes if paid out before expiry

Credit eligibility criteria, terms and conditions, fees and charges apply.

1. Maximum extra payments $10,000 p.a.
2. Only available for eligible First Home Buyers. Minimum home loan balance $150,000. Not available for top-ups or internal product switches.

3. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.