Fixed Rate
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Enjoy the certainty of knowing your repayments do not change for a set period of time, whether you are buying a new home, refinancing, top-up. And as there is no monthly fees, you could have more room in your budget to save.
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NO LMI on LVR up to 85% for first home buyers
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NO monthly account keeping or service fees
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FLEXIBLE repayment options at no extra cost (Conditions apply)
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Option to split your loan between fixed and variable
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Fixed rate terms are available for 1,2,3 and 5 years
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Available for Owner Occupied or Investment
From
2.74% pa1 Owner Occupied P&I
Fixed Rate
4.42% pa2
Comparison rate
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All displayed interest rates for Owner Occupied loans only. Investment rates available by clicking here
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| Fixed Rate Home Loans |
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| Interest Rates | | Fixed Interest Rate - From | 2.74% pa | | Comparison Rate | 4.42% pa | | Features | | Minimum Amount | $30,000 | | Maximum Amount | $1000000 | | Establishment Cost | $300 | | Maximum Amount | 95% of the property value | | Split Option | Yes | | Interest charges | Calculated daily, charged monthly | | Addition Repayments Accepted | Max $10,000 per year | | Early Repayment Fee | Yes, If paid out before expiry | | Redraw Facility | No | | Auto repayments salary/account | Yes |
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Credit eligibility criteria, terms and conditions, fees and charges apply. After fixed period interest rate reverts to First Rate Variable Rate.
1. Interest rates are current as at 30/05/2022 and subject to change without notice. Interest shown applies to a 1 year fixed P&I rate. These rates are for secured loans only. Minimum amount on new home loans is $30,000.
2. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
