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Personal Loan Rates

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There are many reasons for taking out a personal loan. You may be planning a holiday, consolidating your debts, treating yourself to a new set of wheels or getting a special gift for a someone special. Whatever the reason is, we can help you find the right personal loan to get your plans off the ground. Apply Online Talk to us

View our Personal Loan rates

Loan Type Interest Rate Comparison Rate
Premium Personal Loan* 7.99% pa 8.20% pa2
Personal Loan Variable (L1) 9.99% pa 10.55% pa2
Personal Loan Fixed (L3) 9.99% pa 10.55% pa2
Overdraft (S1) 15.22% pa N/A
Credit Card (S10) 9.99% pa1 N/A
Credit Card (S10) Introductory Rate 7.99% p.a for the first 6 months 1 N/A
Consolidator Loan (L8) 13.99% pa 14.54% pa2


Credit eligibility criteria, terms and conditions, fees and charges apply. 

*Available to members who have an existing home loan, are home owners or have a term deposit of $20,000 or more.
1. Low introductory rate of 7.99% p.a. is for purchases and balance transfers for the first 6 months. After the 6 months the rate reverts to our standard credit card rate which is currently 9.99% p.a.
2. Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for unsecured loans only. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.