Jump to

We offer term deposit accounts of 3 to 36 months duration to fit in with your investment requirements.

Rates & Features

Term Deposit Account $1,000 - $19,999 $20,000 - $49,999 $50,000 - $99,999 $100,000 - $300,000
3 months 3.50% p.a. 3.50% p.a. 3.50% p.a. 3.50% p.a.
4 months 3.50% p.a. 3.50% p.a. 3.50% p.a. 3.50% p.a.
5 months 3.50% p.a. 3.50% p.a. 3.50% p.a. 3.50% p.a.
6 months 4.10% p.a. 4.10% p.a. 4.10% p.a. 4.10% p.a.
7 months 4.10% p.a. 4.10% p.a. 4.10% p.a. 4.10% p.a.
8 months 4.10% p.a. 4.10% p.a. 4.10% p.a. 4.10% p.a.
9 months 3.95% p.a. 3.95% p.a. 3.95% p.a. 3.95% p.a.
10 months 3.95% p.a. 3.95% p.a. 3.95% p.a. 3.95% p.a.
11 months 3.95% p.a. 3.95% p.a. 3.95% p.a. 3.95% p.a.
12 months 4.80% p.a. 4.80% p.a. 4.80% p.a. 4.80% p.a.
24 months 4.00% p.a. 4.00% p.a. 4.00% p.a. 4.00% p.a.
36 months 4.00% p.a. 4.00% p.a. 4.00% p.a. 4.00% p.a.

Product Features:

Term Deposits
Minimum deposit $1,000
Minimum term deposit period 3 months
Maximum term deposit period 36 months (3 years)
Interest income Calculated daily, paid monthly

Term Deposit & Budgeting calculators

Take advantage of our range of calculators to gain a clearer understanding of your finances and boost your savings.

Frequently Asked Questions

For more related frequently asked questions, visit our FAQs page.

Compare our savings accounts

Find out all the key features for our savings products.

We are here to help

  • 1 Eligibility criteria, terms and conditions, fees and charges may apply. All information including interest rate is subject to change. Interest shown applies to Standard Term Deposit of 12 months between $1,000 - $300,000. For deposits over $300,000, rates are by negotiation and subject to acceptance. All deposits are accepted at the Bank's discretion. For standard terms that are less than or equal to 12 months, interest is paid at maturity; for terms over 12 months, interest is paid annually and at maturity. For monthly terms, interest is paid every month and at maturity with a reduction of 0.20% from the applicable stated interest rate. Generally, Members are not entitled to withdraw funds until the term matures. We may, in our absolute discretion and consideration of their reason, allow the Member to withdraw funds before the end of the term. If the deposit or any part of it is withdrawn early, an interest rate adjustment will normally apply. Any calculation made by you using the rate calculator is intended as a guide only.
  • 2 Eligibility criteria, terms and conditions, fees and charges may apply. All information including interest rate is subject to change. For deposits over $300,000, rates are by negotiation and subject to acceptance. All deposits are accepted at the Bank's discretion. For standard terms that are less than or equal to 12 months, interest is paid at maturity; for terms over 12 months, interest is paid annually and at maturity. For monthly terms, interest is paid every month and at maturity with a reduction of 0.20% from the applicable stated interest rate. Generally, Members are not entitled to withdraw funds until the term matures. We may, in our absolute discretion and consideration of their reason, allow the Member to withdraw funds before the end of the term. If the deposit or any part of it is withdrawn early, an interest rate adjustment will normally apply. Any calculation made by you using the rate calculator is intended as a guide only.

Information above has been prepared without taking into account of your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs. You should obtain and consider the Product Disclosure statement here.